Win one of 3 $100 savings vouchers
Smartypig is an online saving solution that helps you save for a specific goal by making savings goals public, so family and friends can help you reach your savings goal faster. SmartyPig also gives you a competitive interest rate AND offers additional value boosts from retail partners when you reach your goal.
We have 3 x $100 Smartypig vouchers to help kick start your savings for Febusave. Read on to find out how you can start filling your piggy bank.
Maybe you are saving for a family holiday, some house renovations..or something nice for yourself without the guilt of using your credit card;)
Opening a Smartypig account is not only simple, but rewarding, as well. With just a few clicks, your account can be up and running, with you on the fast track toward realising the goals you’ve set for yourself. How simple is it? This simple:
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Create your profile
Setting up a SmartyPig account is safe, secure and easy as a-b-c. Create your profile, link up your existing bank account and decide what you’re saving for. Smartypig suggest a monthly contribution that will get you there.
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Friends and family can help!
If you want to, add the SmartyPig widget to your MySpace, Facebook page or blog and invite your family and friends to help out with support and encouragememt, or with cash towards your goal. Alternatively, you can keep it all private. Either way, your information will be safe and secure at all times.
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Reach your goal!
Congratulations! Once you’ve reached your goal:
- You now have a choice of receiving your savings + interest + bonus reward on a gift card from one of the retail partners, or savings + interest back into your bank account.
- You get a huge sense of accomplishment (don’t underestimate this bit, it’s seriously good).
- Yes it’s all guilt-free spending.
So, how would you like to a $100 Smartypig savings voucher to get your started?
All you have to do is let us know in a comment below your best saving tips, or what you are giving up to boost your savings.
Competition is open to Australian residents only. Entries close Friday 19th February 2010 at 6pm
Filed Under: All • Competitions
I'm giving up coffees, impulse purchases, and trips to “tempting” places like IKEA and Victorias Basement!
I'm giving up diet coke, both for the financial and the health benefits…
I'm giving up chocolate and lollies for a month! Can I do it!!!??
I/m giving up those glorious coffees at Gloria Jeans by buying Nescafe Flavoured coffees instead.
Everyday I get $10 off the wife for my lunch only, but I always take my lunch, I place the ten dollars in a money box we have for saving up for a trip or a holiday
I am giving up on fried mars bars and constant health check ups at the doctors.
At the end of each pay period (fortnight) I am putting all of the spare change (notes and coins) into my account to boost my savings.
I do my own hair, don't go to a gym but train myself everyday, I do my own Acrylic nails from tha pack you can buy and If I shop I only spend what I have budgeted for. Also write a budget it is essential to know where your money is going.
I don't think you should give up anything – that's what life is for right? But I will keep track of everything I spend on using a spreadsheet and opting to save for better purchases rather than little treats!
Take your lunch to work. You will save around $10 per day, $50 per week, $2600 per year!
I have cut my 'fun money' down by half. This includes money for movies, clothing, going out etc. I am saving for an overseas holiday and I find the best way to do it is to not have access to the account. Once its in there its in there
For my savings for Febusave I plan to start riding my bike to school to save on petrol money (which will also be good for my fitness too
), I will give up coffees from shops and start packing my own thermos and washing my hair only every other night to save on conditioner.
Ciggies- and will start biting my fingernails instead (cheaper and better for you!!)
I am saving hundreds of dollars on expensive beauty care by making my own face masks.
A.Get a can of chickpeas drain out the excess water and mash them up.
Add a teaspoon of honey and mix it all together.Apply it to your face and let it dry, then wash it of.
B. Mix together one tablespoon of almond oil and two tablespoons of fine oatmeal, then apply it to your face.In one week the eyes will appear refreshed and bright and the skin will look tighter and clearer.
Mmm – the obvious way to save is by giving up cigarettes am doing it but will also reduce my Ebay bidding and other retail therapy impulses.
Saving a bundle has been easy for me.
Just by swapping from “Dine” to Home brand.
The cats are devastated but it's been painless for me!
Just grumpy moggies who are thinking of biting my hand.
I set up my Smart Piggy account today – very easy. I already have two e-saver accounts but it was too easy to draw money out of it before I reached any long term goals. We really would like to go to the UK for a holiday so having the Smart Piggy separate from savings for other goals (nest egg, future planning) will really help. I plan to put all my spare change that accumulates in the piggy bank on my desk into this account, plus I'm committed to cutting down on my daily coffee fix. It'll be interesting to see how I go with that part of it.
I have given up going to the salon for waxes and have learned how to do this myself to help boost my savings.
I started up a fixed amount savings account with a high interest online bank account and it takes $30 a fortnight out of my regular savings account and puts it in the high interest one.
Best saving tips is keeping money of our everyday account so my husband and I can not spend money whne we want to as, we put our money into an offset account that can only be accessed by the ineternet.
Awesome idea.
Right now , I want to save for a fixed lens for my camera. They are unfortunately expensive (half what the camera cost & more) but capturing the looks on my kids faces is priceless to me ! $100 would give me an awesome start!
I'm giving up disorganisation , chaos & disorder.
#1 Pay my bills on time to save on late payment fees.
#2 Listing all the food I have so I don't waste it because it goers out of date …and
#3 Menu planning to save on last minute takeaway because I have nothing prepared for dinner
#4 Take my own water bottles & soft drinks & snacks for all the family when we go out on daytrips/beach etc …ok still buy some meals out but budget and stick to it.
Febusave I joined it too…
We are paying extra money off our mortgage & our car loan so that we can get rid of the debt sooner, hence saving us a heap of interest.
I have also given up buying craft magazines, at $10 a pop it was an expensive habit. That money is now going into the kids school fees account
Cut up the credit card and get a Debit Credit Card! Save not only a fortune in interest and fees, but straight away you think very differently about what you are buying when you know you are using your own money instead of the banks credit!
I've given up buying bottled water and filling up my own bottle
I am 41 and I paid off my 2 br apt by the time I was 40.
I dont have a well paying job but heres what I do is……….
- As soon as I get paid, at least HALF of it gets put aside on another account.
-Then I make sure my weekly bills are paid….I do this via Bpay on internet banking, done religiously as soon as I get paid……..
-This way when bills come monthly, they are already paid!
-Then whatever is left, is what I call my play money.
This works for me and Im trying to teach this methods to my partner.
He really likes it when the bills comes and the balance is actually in CREDIT!
Going on 3 years of quitting smoking and literally have saved over 20K in that time period, difficult but well worth it financially and health wise. Actually able to save $$ now instead of throwing them away
Have a budget and stick to it.
We collect all the loose change my husband would otherwise spend on treats, it really adds up over a year.
Plan meals to cut down on take away food.
No more Cafe coffees.
Buy in bulk when items are on special.
Where possible, walk instead of drive.
Use cheap and free entertainment options – family movie night, games night, reading, drawing, going to the park, beach or playground.
When offered a discount, pay in full ( great for saving on school fees).
Consider selling off unwanted goods that are in good condition – garage sale or ebay (better to re-use than send to the tip)
Don't window shop – easy way to cut impulse spending.
I have learnt to be frugal after raising a family of five on the same income as I had when I was single.It becomes a lifestyle habit and there's no need to GIVE UP.
Nana's gone, a wise woman she taught me a thing or two,
Darn socks, sew clothes, budget, knit and 'make do',
With a stock pot for leftovers I make a weekly stew,
Her advice saves me a bundle and my bills are never overdue.
We are renovating and on a strict budget. I always ring round for quotes on items before I buy. Then when I go to the store, I negotiate a better cash discount. this can save hundreds of dollars.
I never spend $5 notes. I have a special pocket in my purse and once that reaches $50, that goes into my savings account. Amazing how quickly that mounts up.
A friend recently told me that if you fill a 600ml coke bottle with $2 coins, it add up to $1000. My bottle is only about 1/5th full and Smartypig sounds like a much better saving plan!